Karnataka Bank is the one that is serving hundreds and thousands of customers down there in the Southern part of the country, and now it has made it to many states in the country as well, and that’s pretty clear with the high branch number of as many as 915 branches in the country. For those who have no idea about this one yet, well, it is a small-scale private sector bank that has made it big now, like, right now, it is an “A” Class Scheduled Commercial Bank.
Though the small start actually happened back in 1924, which means it is more than a century-old bank, and for that very reason, you had to be a little bit interested in it. But we know that you’re here for the financial performance of this bank, and that’s what we will be looking at with the Karnataka Bank Net Worth & Market Cap numbers, so here we go.
| Details | Information |
| Founded | February 18, 1924 |
| Headquarters | Mangalore, Karnataka, India |
| Total Assets | ₹99,058 crore (2023) |
| Net Income | ₹1,180.24 crore (2023) |
| Market Cap | ₹6,595 crore (March 2025) |
What’s Karnataka Bank’s Net Worth
See, in the case of smaller banks, it is really hard to figure out or pinpoint the net worth numbers. But why exactly? Well, the reason is pretty simple actually, you see, in most cases, when you want to figure out the net worth number, you must know about the total liabilities and the total assets of the company/bank. In this case, though, you see, Karnataka Bank’s total assets are somewhere around or more than ₹99,058 crore, which is a 2023 number. But we don’t know the exact liabilities of the bank, so the calculation is hard here and we can’t even give you an estimate.
But numbers like the Return on Equity (ROE) of 11.73% and capital adequacy ratio of 17.45% are something that gives you confidence that this bank is doing somewhat decent or good in the Indian banking scene at the moment.
Market Cap Of Karnataka Bank
When a bank goes public with its shares, or any company for that matter, they release a certain number of shares and then one share’s price is finalised. And these both things are the ones that make up the market cap value, and in the case of Karnataka Bank, the market cap is around ₹6,595 crore as of 18th March 2025 because the share price is at 174.50 INR right now. Yes, it is true that the share price has gone down a bit this year, but if you look at the overall chart, let’s say 5 years span, the bank seems to be doing really good actually.
