What is OPD Full Form in Insurance?
The OPD full form in Insurance is outpatient department treatment. The term OPD coverage refers to a type of health insurance that covers the cost of outpatient care. It ensures that the health insurance provider will cover the insured’s medical expenses that do not require hospitalization. Most health insurance plans do not include OPD coverage. Hence, it is typically accessible as an add-on cover.
What is covered under OPD cover?
Some health insurance firms in India include OPD insurance coverage with their basic plans. The things that are covered under OPD treatment are pharmacy expenses, OPD treatment costs, doctor consultations, and diagnostic tests. The cost of spectacles, activities done for rejuvenation, pregnancy complications, dental treatments, vaccinations, and immunization are not covered under OPD cover.
Benefits of OPD cover:
OPD coverage generally offers numerous benefits, and it includes the cost of frequent consultations, medical tests, and medications. These are generally not covered under standard health insurance plans. As they cover regular health checkups and routine blood and other tests, they foster preventive care in the insured. The best part of OPD coverage in insurance is that it allows the insured to seek medical treatments without having to worry about hospitalization.