Just like many other banks in India, the establishment of Punjab & Sind Bank also happened in the year 1908, which makes it another century-old bank and an important one for India’s banking scene. Back in those days, you see, initially launched to serve the people of Punjab and Sindh, but now it is a complete national bank, which has millions of customers in the country as of 2025. Though, it wasn’t until the year 1980 that the bank was nationalized by the Indian government, and as of March 2025, the Government of India holds 98.25% of its shares. Just like that, there are a lot of interesting things about this bank, but we’re here specifically to talk about the Punjab and Sind Bank Net Worth & Market Cap, so, let’s just get to it then.
| Details | Info |
| Foundation Year | 1908 |
| Headquarters | New Delhi, India |
| Owner | Government of India (98.25%) |
| Market Cap (March 2024) | ₹27,213 crore |
| Net Worth (2020 Report) | ₹2,917 crore |
| Total Assets (2024) | ₹147,656.52 crore |
What Is The Actual Value of Punjab & Sind Bank And How Much Is It Worth?
The last aka the latest net worth figure for Punjab & Sind Bank we have is from 2020 when it was ₹2,917 crore. But here’s the thing: we don’t have the latest figure yet, but we do know the bank’s assets shot up to ₹147,656.52 crore in 2024, which is just a mind-boggling number right there. Speaking of stability, the capital adequacy ratio, which is the extravagantly long way of saying how well a bank can handle financial shocks, is an insane 17.16% in 2024. For sure that’s way better than what the rules demand.
So yes, a few things mess with the bank’s net worth like: how much profit it makes, the cash the government pours in, and how good it is at getting loans paid back. In our opinion, that’s a testament to strong financial management when in FY 2024, the bank reported a net profit of ₹595.42 crore.
Market Capitalization Of Punjab & Sind Bank
Cap is short for capitalization and it refers to the overall value of a business’s shares, and we assume you know that by this point, right? Well, Punjab & Sind Bank’s estimated market capitalization as of March 2025 stands at an impressive ₹270.20 billion. Investors are estimating the value of the bank’s stocks and currently find it to be quite attractive, which makes total sense given the hefty amount. The bank trades publicly on the Bombay Stock Exchange (BSE: 533295) and the National Stock Exchange (NSE: PSB) so you can purchase shares whenever you want.
