Sure, the banking sector of India is a big one with so many big banks operating literally thousands of branches in every part of the country, but still, even with all these branches and big names, it is kinda hard to reach the rural areas. And that’s precisely where the Regional Rural Banks short for RRBs come into play, but how are these any better than the big banks out there? First of all, these banks are government-backed most of the time with huge banks sponsoring them as well. This way, these RRBs can focus solely on the rural parts of the country, and that’s how it is a fantastic idea in our opinion. So, let’s explore this list of the top 10 Regional Rural Banks (RRBs) in India as of 2025, and see how these banks are doing their thing.
1. Andhra Pradesh Grameena Vikas Bank (APGVB)
How about we start with the biggest RRB in the country? Well, that would quite literally be the Andhra Pradesh Grameena Vikas Bank, and if you’re wondering why’s that the case though, well, just know that it has the highest profits among all RRBs in India. Highest profits? How high? Well, just to give you perspective on things, you see, during FY 2022-23, it earned a net profit of ₹1,04,666.71 lakh. Get it now? Like, for now though, it gets support from the State Bank of India aka it is sponsored by them. It works in 21 districts of Telangana plus 3 districts of Andhra Pradesh. It runs 771 branches and 2804 Bank Mitra Points, mainly in rural areas.
2. Andhra Pragathi Grameena Bank
Coming up next, well, Andhra Pragathi Grameena Bank, sponsored by Canara Bank, earned a net profit of ₹59,515.52 lakh in FY 2022-23, which is also pretty insane if you think about it for a sec. Like, it is just a RRB, not a big bank, but still it works in five districts of Andhra Pradesh such as Kadapa, Anantapuramu as well as Kurnool. Right now? Oh, talking about the branch numbers, well, it operates 552 branches in rural communities. After all, it has been at it since 2006.
3. Baroda Rajasthan Kshetriya Gramin Bank
And it is true that among all the RRBs in the country, Baroda Rajasthan Kshetriya Gramin Bank is also the one that leads among RRBs in Rajasthan with a net profit of ₹56,044.88 lakh. Their sponsor? Oh, well, sponsored by the Bank of Baroda, it began in 2013 when three banks, like the Rajasthan Gramin Bank, Hadoti Gramin Bank, and Baroda Rajasthan Gramin Bank, merged. It runs 880 branches across the state including remote rural areas. Its overall business reached ₹46,627 crore as of March 2023.
4. Telangana Grameena Bank
How about a bank that is literally sponsored by the biggest public sector bank of the country? Yes, we’re talking about the Telangana Grameena Bank which is backed by SBI at this point, and that seems to be working out kinda great for them, like just look at their net profit of ₹44,936.93 lakh, and you’ll know what we’re talking about. This one though, once named Deccan Grameena Bank, it changed to its current name in 2014.
5. Tamil Nadu Grama Bank
Another Indian Bank-supported bank is at the halfway mark of this post, and yes, this time we’re with the Tamil Nadu Grama Bank, and this one stands pretty with a HUGE net profit of about ₹41,827.74 lakh. As for a little bit of history here, it started in 2019 when Pallavan Grama Bank combined with Pandyan Grama Bank, and just so you’re wondering, yes, its main office lies in Salem. The special thing about this one is that this bank operates literally in every district of Tamil Nadu as of 2025.
6. Prathama U.P. Gramin Bank
How about an RRB that is doing super well down there in Uttar Pradesh? Well, that would be the Prathama U.P. Gramin Bank with a pretty decent net profit of ₹39,774.90 lakh. This one, you see, was sponsored by Punjab National Bank, it was formed when Prathama Gramin Bank joined Sarva U.P. Gramin Bank, it now serves 20 districts in the state, which is just impressive considering it is just an RRB. Like, this one has about 938 branches right here in India.
7. Kerala Gramin Bank
Kerala Gramin Bank holds the highest total business in the country, and how’s that exactly? Oh, you see, sponsored by Canara Bank, it made a net profit of ₹32,460.59 lakh in FY 2022-23. With 634 branches across Kerala, the bank kinda has a super good aka solid reputation for supporting small and medium local businesses, farmers along with artisans.
8. Sarva Haryana Gramin Bank
From the get-go, just know that Sarva Haryana Gramin Bank is part of Punjab National Bank. Like as per the recent report, it earned a net profit of ₹27,552.70 lakh in Haryana’s rural sector. History? Oh, well, the bank started in 2013 when Haryana Gramin Bank merged with Gurgaon Gramin Bank. It now runs 680 branches and serves over 60 lakh customers, how about that now?
9. Saptagiri Grameena Bank
Coming up next, well, Saptagiri Grameena Bank is backed by the Indian Bank. Since we’re talking about the financial numbers of all these banks, well, know about this one too, like, it earned a net profit of ₹26,401.65 lakh in FY 2022-23. It covers several districts in Andhra Pradesh, such as Chittoor, Tirupati as well as Krishna. And 243 branches? That’s pretty decent!
10. Chaitanya Godavari Grameena Bank
Alrighty, last on the list, well, Chaitanya Godavari Grameena Bank is supported by Union Bank of India. And how’s the financial health of this one? Well, it earned a net profit of ₹23,234.33 lakh. As for how it all started for this one, well, just to dive a little bit into the history of it all, you see, based in Guntur, Andhra Pradesh, the bank began when Chaitanya Grameena Bank merged with Godavari Grameena Bank. Right now? It operates in Guntur, East Godavari, in addition to West Godavari districts.
Conclusion
That’s all for now. Sure there are dozens of these RRBs in the country, operating as of 2025, but if you only care about the top and best ones, well now you have a list in your hands to check out yourself. Alright, we’ll see you in the next one.
